The definition of a rebuilt title can differ depending upon the state you live in and laws specific to that state. A general definition (used by CarFax and others that report a vehicle's history) for a rebuilt title is a branded titled placed upon a rebuilt or reconstructed vehicle, which previously was a salvage vehicle but has now been repaired and restored to operation.

These vehicles are often severely damaged before they are rebuilt and refurbished parts are typically used during reconstruction. In most states, an inspection of the vehicle is required before the vehicle is allowed to return to the road.

Before purchasing a rebuilt item, it is generally recommended to have it thoroughly checked out by your own mechanic. You also should check to see if the car can be insured since many insurance companies underwriting rules do not allow them to write policies for cars with salvage or rebuilt titles.

So basically a rebuilt title means the car was in a serious accident or one in which the insurance company declared the car a total loss but then the vehicle was purchased and rebuilt or repaired and was once again found to be street worthy.

Complications that you may have including making sure the car is really street worthy and has been fixed not only enough for a state inspection to have it pass but so that you feel comfortable driving it. It can be hard to find insurance for a car with a branded title such as a rebuilt title and especially for full coverage. Also if the car is totaled out in an accident you can also expect to get paid less since the car is not worth as much as a vehicle with a clear title.

While it can be hard to get insurance for a car with a rebuilt title CarInsurance.com can offer an insurance policy on salvage and rebuilt titles through their carrier, Progressive. Get a quote today to see how much insurance will be for a rebuilt title car.