CarInsurance.com Car Insurance
Estimates Online
> ZIP code:  Start Quote
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
I would like to know if I must have car insurance on a non running car? I live in Kansas. The car has not ran in over a year and I canceled the insurance.

Typically if a car is not running (non-operational) and you have taken the registration off of it and it is no longer parked on public property you can take insurance off of it as well.

Most states require that as long as you keep a vehicle registered you must have insurance on it however when you take registration off of it and turn in the license plates and park it on private property (such as in your own driveway or garage, not a public area like a parking lot) you can cancel insurance on the vehicle. State laws do vary though.

The Kansas Insurance Commissioner site notes that in KS you are financially responsible for any motor vehicle accident you cause. To comply with state laws, owners of highway titled vehicles must purchase at least the minimum mandatory insurance coverages and limits. In accordance with Kansas laws, you are required to show provide proof of insurance, which may be an insurance binder, policy and/or identification card. You may be required to provide proof of personal automobile insurance, by the following:

  • A law enforcement officer.
  • At the scene of a motor vehicle accident.
  • At the county treasurer’s office when you register or renew your motor vehicle registration.

Failure to comply with Kansas law may result in a monetary fine and/or driver’s license suspension. According to Kansas Statute 40-3104 a first time offender found driving without insurance must pay fines between $300 to $1000 in addition to losing their driver's licenses and vehicle plates, both of which can be reinstated through payment of a fee and proof of insurance coverage.

Since you have already taken insurance off of your vehicle you should contact the Kansas as soon as possible to make sure this is not breaking any laws and to find out if you need to turn in your registration and license tags if you have not yet done so. If you are planning on repairing the vehicle you may see if KS allows any sort of suspension of registration so that once the car is fixed it will be easier to reinstate registration and get the car back on the road. Finally make sure where state law allows you to park an uninsured vehicle.

If you find out that you need to keep insurance on the vehicle than you can click here to get low cost car insurance rate quotes for Kansas.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedIf I get a notice of non-operation for a financed car do I need auto insurance for that car?
Car Insurance RelatedI live in Kansas and was ticketed for a tail light being out and not having insurance. I went to court paid my fine and showed proof of insurance I now have. I was fined an additional $300 for no proo...
Car Insurance RelatedIf I have a vehicle that has been off the road for over a year because it is in the process of getting repairs (the head gasket), do I still need to register it, insure it, and get it inspected?
Car Insurance RelatedCan I keep an uninsured and unregistered car in my parking lot until I purchase insurance? The car is never moved or turned on.
Car Insurance RelatedI was involved in a accident in Kansas and after contacting the insurance company to make claim they told me I was not covered but never gave me any notice. What can I do?
Car Insurance RelatedI never got a driver's license but I got pulled over in Kansas got a speeding ticket. Instead of using my driver's license number(because I didn't have one) the officer used my social security number....
Car Insurance RelatedIn Kansas what is the penalty for being caught with no insurance the 2nd time around. Is jail time involved?
Car Insurance RelatedIf I have a car that I do not drive, do I have to have insurance on it?
Car Insurance RelatedWhat is the penalty for driving without insurance in Johnson County, Kansas?
Car Insurance RelatedCan a car be parked in the street without insurance?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 11/25/2008
This auto insurance answer was last updated on 12/1/2008
Edward requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance