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I hold an Indiana issued CDL. I had 3 speeding tickets on my record and just received a fourth, none were over 14 mph. Will I lose my CDL? How many points or tickets can show in a period of time before I risk losing it?

According to the Indiana Bureau of Motor Vehicles (BMV) IN law assesses a point value for each conviction of a moving violation. The point value relates to the seriousness of the offense in posing a risk to traffic safety. Point values for offenses range from two to eight points, depending on the violation. Points stay active on an individual's driving record for two years from the conviction date of the citation.

Motorists who accumulate 18 or more active points during a two-year period will be notified and required to attend an administrative hearing conducted by the BMV. At the hearing, the presiding officer will make a determination whether to place the driver on probation; suspend the person's driving privileges for 30 days to one year; or impose additional requirements beyond the order of probation or suspension such as requiring attendance at a BMV-approved Driver Safety Program.

A speeding ticket conviction for going 1 - 15 mph over the limit is a 2 point violation in Indiana. So if you have four of these violation convictions you would have 8 points thus far.

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Any person who, within a 12-month period, is convicted of two or more traffic offenses that result in convictions will be required by the BMV to attend a BMV-approved driver safety program.

The BMV also notes that the driving privileges of a person who is ordered by a court to complete a BMV-approved driver improvement program or who is required to complete the program because of committing, within a 12-month period, two or more traffic offenses which result in convictions, will be suspended if he or she does not complete the program in the time required by the BMV. So if you have 2 or more of these speeding tickets from within the last year it would appear that you may be required to take a driver improvement program.

The IN Commercial Driver's Manual states that serious traffic violations are excessive speeding (15 mph or more above the posted limit), reckless driving, improper or erratic lane changes, following a vehicle too closely, and traffic offenses committed in a CMV in connection with fatal traffic accidents.

You will lose your CDL in the following situations:

  • For at least 60 days if you have committed two serious traffic violations within a three-year period involving a CMV.
  • For at least 120 days for three serious traffic violations within a three-year period involving a CMV.

The Motor Carrier Safety Improvement Act (MCSIA) of 1999 requires a CDL holder to be disqualified from operating a commercial motor vehicle if the CDL holder has been convicted of certain types of moving violations in their personal vehicle.

If your license to operate your personal vehicle is revoked, cancelled, or suspended due to serious speeding violations you will lose your CDL for periods ranging from 60 to 120 days. If your license to operate your personal vehicle is revoked, cancelled, or suspended due to alcohol violations, you will lose your CDL for 1 year. If you are convicted of a second alcohol conviction in your personal vehicle you will lose your CDL for life.

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You should contact the Indiana BMV to find out the amount of points on your CDL and see if you are going to be required to take a driver improvement course. The BMV should be able to advise you if there is a different more strict points system for a CDL holder though we are not aware of one and did not find one listed. Getting the information directly from the IN BMV should allow you to find out for certain how many points you can get before losing your commercial driver's license.

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This car insurance answer was last updated 2:49 PM Dec-15.
This Save Money question was asked 10:37 PM December-8-2008.
John requested this car insurance help from CarInsurance.com experts.
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