The penalties for driving without insurance in Louisiana if you are cited by LA law enforcement include your registration and license plates (tags) can be suspended or revoked as well being hit with fines and administrative fees.
In Louisiana liability insurance is mandatory and an uninsured vehicle can be impounded on the spot by any Louisiana law enforcement officer. The Louisiana Department of Insurance notes that when stopped by police you must have proof of liability insurance coverage in the car. Even if your car is brand new, you still must provide proof of insurance on the vehicle in order to drive on the roadways of LA.
If you are in an accident without insurance and at fault than you would be personally responsible for the damages you caused. If you were not at fault you still would end up paying for a lot of your own damages. Under the Louisiana no pay/no play law an individual who does not have liability insurance on the vehicle involved in an accident cannot collect from the other driver for the first $10,000 in property damage or bodily injury, regardless of who is at fault.
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[Let CarInsurance.com help you find affordable auto insurance now.] This is one method that the state of Louisiana is using to try and get motorist to follow the laws and be insured if they are driving on the LA roadways. There are other penalties in place for drivers that drive without insurance.
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