Yes, it is possible to receive full coverage on a 20 year old vehicle with most carriers. Depending upon what state you live our partners such as Safeco, Esurance, Direct, and Progressive will allow you to purchase at least state minimum Liability requirements and Physical Damage coverages of Collision and Comprehensive which is what most people refer to as full coverage.

If you wish to place Physical Damage coverages on a 20 year old car most all insurers will allow you to do so. You just need to make sure these optional coverages are economically wise to have on your vehicle. This means you need to find out the fair market value (or actual cash value) of your car and make sure that it does not cost more to insure the car than the worth of the vehicle.

For example if you have a 1988 Honda Civic that is only worth at most $700 and it costs you $800 to keep full coverage on it for the year than you may decide that it is not worth paying out this much insurance on a car worth so little and thus want to drop optional coverages such as Comp and Collision to lower your cost of insurance.

Alternatively, you may prefer to buy the mininimum required coverage with our carriers above and then purchase a classic car policy for the physical damage (full coverage portion).

To get started getting car insurance prices for full coverage on a 20 year old car click here.