Both Texas and Arizona are members of the Drivers License Compact (DLC) so if you are convicted of the photo speeding offense in AZ than their courts would inform the TX Department of Public Safety (DPS). This is because the DLC requires member states to notify the licensing state of a driver if the individual is convicted of moving violations, such as speeding. It then is up to the person's home state to decide if they will put the out of state ticket on the person's driving record and assign points.

According to the Texas Department of Public Safety (DPS) they will place out of state offenses onto your TX driving record. The Texas points system lists that it is 2 points for a moving violation conviction in Texas or that in another state. Points however are not assigned for speeding less than 10% over the posted limit or for seat belt convictions.

So if your Arizona speeding citation falls into the less than 10 percent over the posted limit that it does not appear you would receive points for the this photo radar ticket though it would still be listed on your TX motor vehicle record. We check with a DPS representative who did say that photo radar tickets are processed just as other out of state speeding tickets written up by officers.

Texas law requires rates for auto insurance offered in Texas to be reasonable, adequate, not excessive to the risks for which they apply, and not unfairly discriminatory according to the Texas Department of Insurance (TDI). Car insurance companies in Texas set their own rates and then file them with TDI for review.

Since the Arizona speeding photo citation will be placed on your TX driving record if you are convicted of it than your insurance company will see it the next time they pull your MVR. To find out if this speeding ticket will affect your rates you would need to find out about your specific insurance company's rating system. Usually you can find out about a rating system by asking your agent or the TX TDI since the insurance provider's rates are filed with this state agency.

We have read that you may be able to take a traffic school to dismiss the AZ photo radar ticket so you should see if that is an option in your case to keep the ticket off your TX motor vehicle record by not being convicted of the violation in Arizona. We have read of motorists who were able to attend a TX class in person and that certificate was accepted by the Arizona courts to dismiss the ticket. So call the court listed on your citation to see if you have a traffic school option which would keep the ticket off your TX MVR and thus from affecting your insurance rates.