Chapter 7, Illinois Safety and Family Financial Responsibility Law, of the Illinois Vehicle Code (part of the Statutes of IL) discusses some of the penalties one may receive if they falsify proof of insurance in this state.
Section 625/5 Chapter 7‑607 of the Illinois Statutes is titled Submission of false proof ‑ penalty. Here it states that if the Secretary [of State] determines that the proof of insurance submitted by a motor vehicle owner under Section 7‑604 [Verification of liability insurance policy], 7‑605 [Uninsured motor vehicles - notice] or 7‑606 [Uninsured motor vehicles ‑ suspension and reinstatement] of this Code is false, the Secretary shall suspend the owner's vehicle registration. The Secretary shall terminate the suspension 6 months after its effective date upon payment by the owner of a reinstatement fee of $200 and submission of proof of insurance as prescribed by the Secretary.
[Let CarInsurance.com help you find affordable auto insurance now.] Also in section 625/5 Ch. 7‑403 gives information under the heading Forged Proof. This part of IL law notes that any person who shall forge, or, without authority, sign any evidence of proof of financial responsibility for the future, or who files or offers for filing any such evidence of proof knowing or having reason to believe that it is forged or signed without authority, shall be guilty of a Class A misdemeanor.
In Illinois a Class A misdemeanor can come with penalties of being placed in jail for up to 364 days or fine of up to $2,500 or both.
If you or anyone you know has been charged with forging or falsifying an auto insurance card or any other type of proof of insurance in Illinois than you should contact the court listed on the citation and probably a lawyer as well to find out the penalties you could be facing. Besides the sections of the IL Motor Vehicle law that may apply to this offense there are likely other portions of Illinois law that would as well, such as those discussing felony forgery charges.
From what we have read a forgery can be found to be a Class 3 or 4 Felony in Illinois and can come with penalties such as 2 - 5 years in jail and a maximum fine of $25,000. If such stiff penalties would be given for fake proof of car insurance would depend upon what you were cited for.
If you were found with a forged proof of insurance while driving a car and did not have actual insurance on the vehicle than likely you were also ticketed for driving without insurance.
If you get caught driving without insurance in IL, you face a fine and suspension of your license plates. You can be penalized for driving without insurance in any vehicle according to the Illinois Division of insurance so before you drive any one's car, be sure there is a valid insurance identification card that you can show law enforcement.
The typical penalty for a first offense of driving without insurance in Illinois is a $500 fine and a 60 day suspension of your registration. The suspension of your vehicle registration will last until a reinstatement fee is submitted for a first offense. Repeat offenders face a 4 month suspension. Your vehicle may not be driven by anyone while its license plates are suspended. The minimum fine for driving a suspended vehicle is $1,000. A $100 reinstatement fee and proof of insurance is required when getting your plates back.
Also your driver's license can be suspended if you are convicted of driving without car insurance in IL and the law then requires you to pay a $100 fine to reinstate your licenses. Drivers convicted while on suspension for a similar violation will have their licenses suspended for an additional 6 months.
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Individuals receiving court supervision for a mandatory insurance citation, or who have been convicted of three or more violations, are required to file financial responsibility insurance (SR-22) for three years. Failure to do so will result in an additional driver's license suspension.
Penalties for driving without insurance and forging (falsifying) proof of insurance in Illinois are quite harsh. Before thinking of making a fake insurance card and being an uninsured motorist on the roadways come to us for discount auto insurance that you can afford. | 
