As the Pennsylvania Insurance Department notes, if your insurance company does not receive your premium payment by the due date, the company is permitted to cancel your policy for non-payment. Pennsylvania law does not require companies to extend a grace period for premium payments.

So if you fail to pay your PA insurance company for your auto insurance policy by the due date they can cancel you immediately.

If you have received a cancellation or non-renewal notice from your Pennsylvania insurance provider you can contact your insurance producer (agent) or company for specific details about why. Pennsylvania law allows companies to cancel or non-renew policies for certain reasons, such as an insurance company may non-renew a policy for two or more accidents of certain types within 36 months, when the amount paid in claims for both accidents exceeds the current threshold amount after the insured pays any applicable deductible.

If you are not satisfied with your company’s explanation you can submit a statement detailing the reasons you disagree with the action to the Pennsylvania Insurance Department. To appeal your insurance company's decision regarding your policy the PA Insurance Department must receive the statement within 30 days of the company's cancellation or non-renewal notice to you.

If you have had your previous PA car insurance policy cancel or lapse due to not paying by the due date you can shop here with us for auto owners insurance.