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In Georgia, how much is the fine for driving without proof of insurance if you can prove that you have insurance by the court date?

In Georgia if you are cited for driving without insurance it is an offense for which you are required to make a court appearance. The GA Driver Department of Driver Services (DDS) notes that a conviction for driving without insurance comes with a 60/90-day suspension as a part of the penalties that can be handed down.

Georgia Code 40-6-10 deals with those that drive without insurance and is titled Insurance requirements for operation of motor vehicles generally.

This section of GA law states that any person who fails to comply with the Georgia insurance requirements for operation of motor vehicles shall be guilty of a misdemeanor and, upon conviction thereof, shall be subject to a fine of not less than $200.00 nor more than $1,000.00 or imprisonment for not more than 12 months, or both.

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Subsection (7) of the GA Code mentioned above notes however that if the person receiving a citation under this law shows to the court having jurisdiction of the case that required minimum insurance coverage was in effect at the time the citation was issued, the court may impose a fine not to exceed $25.00. The court shall not in this case forward a record of the disposition of the case to the department and the driver's license of such person shall not be suspended.

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So there is a big reduction if you can show that you had car insurance at the time of receiving the ticket, just that you had no proof on you or that it was in their database incorrectly that you were uninsured. However there is no mention of a reduction of the penalties if you obtain insurance after the ticket was issued but before the court date.

If you were cited for driving without insurance or no proof of auto insurance in Georgia and were uninsured but want to see if you can help your case by obtaining the required car insurance coverages before the court date, contact the court listed on your ticket to find out this could help your case and assigned penalties or not.

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This really helped. Thank you!
Comment added: 07:12 PM Dec-23
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This car insurance answer was last updated 2:44 PM May-27.
This Save Money question was asked 02:26 PM May-24-2009.

Helena requested this car insurance help from CarInsurance.com experts.

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