Oklahoma does not require SR-22 filings. There are a few states, including Delaware, Kentucky, Minnesota, New Mexico, Oklahoma and Pennsylvania, do not require SR-22s. If however you are required to carry an SR-22 certificate of financial responsibility and then move to one of these states, you must continue to meet the requirements of the SR-22 state where the offense was committed.

So although the SR-22 is not required by the state of Oklahoma, if you are required to file a SR-22 in another state, Missouri in your case, you should continue to do so if you want to retain your driving privileges. Keep in mind that suspension of your driving privileges in another state may also result in the suspension of your driving privileges in Oklahoma or your ability to obtain an OK driver's license. So you do not want to ignore your Missouri SR-22 mandate or else you will likely get your OK license application denied or if you already received an Oklahoma license get it suspended for this MO issue.

The SR-22 is defined by the Missouri Department of Revenue as a form from your insurance company that shows your motor vehicle has liability insurance required. Since you moved to Oklahoma and thus need to register, title and insure your vehicles there now you will need to find an insurer in Oklahoma that will insure you and is authorized to also do business in Missouri so that they can file your SR-22 there for you.

In Missouri the amount of time you are required to maintain the SR-22 depends on the reason the state required you to carry it. Basically in MO, you need to keep proof of insurance for three (3) years from the date you were eligible to reinstate your driving privilege for not having insurance, or two (2) years from the date you lost your driving privilege for other reasons.

So it is not only Oklahoma's laws you have to follow but you also have to follow the laws of Missouri since you left that state being required to carry the SR-22. The basic rules is if you currently carry an SR-22 in one state but move to another state, you must fulfill the SR-22 filing period for your former state, even though you no longer reside there. Also, your insurance policy for your new state must have liability limits which meet the minimums required by law in your former (SR-22) state.

If your Missouri license is valid than you should be able to exchange it for a license from Oklahoma but you need to check with the Missouri Department of Revenue to find out how much longer you need to carry your SR-22 and to get more information on how to properly file the SR-22 form now that you live out of state.

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