If you do not inform your California insurance company that you moved to Nevada and were to be in an accident than it is possible that they could deny claims since you and the vehicle are now located some place other than the address you gave them for the policy.

You may be able to keep your California registration with a Nevada driver's license however if you have already lived in NV for 3 months you have already surpassed the time Nevada laws give you to change over your driver's license, car registration, title and insurance.

The Nevada Department of Motor Vehicles (DMV) specifically states that new Nevada residents must obtain their driver's license within 30 days. You must also register your vehicles at the same time or within 60 days, whichever is sooner. The fine for failing to register your vehicle is $250-$500.

Nevada requires you to have Nevada insurance on your NV registered car so when you change over your registration you have to change over your CA insurance to a NV insurance provider. The NV DMV states that you must be sure the name(s) on your insurance match the names(s) on your registration exactly. Insurance must be issued by a Nevada-licensed carrier. Out of state insurance is not accepted. If you are moving from another state they advise you must notify your agent or insurance company that you have moved to Nevada.

In Nevada car insurance coverage is verified electronically with your insurance company. Motorists who do not maintain Nevada liability insurance are subject to a registration suspension and $250 reinstatement fee. Out-of-state insurance is not accepted as we mentioned earlier.

You must keep a Nevada Evidence of Insurance card in your vehicle at all times and present it to any law enforcement officer upon request. At the time of registration, the registered owner may sign a declaration that Nevada insurance will be maintained for the entire time the vehicle is registered in Nevada.

So you really need to register, title and insure your vehicles as well as get your driver's license in Nevada now that you have moved there to comply with NV state laws. Law enforcement does give out tickets for violations of these laws, we have heard from plenty of people that did not change over their license or registration to Nevada within the given time period and thus ended up with being cited and fined.

It may be a pain to pay registration fees once again but to comply with the law of the new state you have moved to and are now a resident of you will need to do it. You can contact the California DMV to see if there is any refund of registration fees you could get back. The CA DMV notes that if a vehicle is taken out of California before the beginning of the renewed registration period, you may be entitled to a refund, so contact them about your specific situation to see if any sort of refund would be possible or not.

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