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Q

In Washington, DC, does a ticket issued by an automated speed camera get posted to your driving record? Will it cause your insurance premiums to go up? I know that points are not issued, but I wasn't sure if your insurance premium could still be increased.


A

The Metropolitan Police Department for the District of Columbia (DC) states that automated speeding tickets fines range up to $200, depending on how many miles per hour over the posted speed limit the vehicle was traveling. They also note that if you are convicted the offense does go on your Washington, DC driving record however as you mentioned there are no points are assessed for photo-enforced violations in DC.

The law authorizing automated traffic enforcement in the District of Columbia can be found in the DC Official Code (Division VIII, Title 50, Subtitle VII, Chapter 22, Subchapter 5).

DC ST 50-2209.01 states in part:

(a) The Mayor is authorized to use an automated traffic enforcement system to detect moving infractions. Violations detected by an automated traffic enforcement system shall constitute moving violations. Proof of an infraction may be evidenced by information obtained through the use of an automated traffic enforcement system. For the purposes of this subchapter, the term "automated traffic enforcement system" means equipment that takes a film or digital camera-based photograph which is linked with a violation detection system that synchronizes the taking of a photograph with the occurrence of a traffic infraction.

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We do not see anything in the DC Official Code on the automated traffic enforcement system that indicated your insurance rates could not be affected by such a citation. While some states like Maryland state in their laws that insurance companies cannot use automated ticket in calculating your premium rates we do not see any such wording in the DC laws.

The DC law does allow the automated speed ticket to be counted as a moving violation on your driving record which of course your car insurance provider will then see next time they pull your motor vehicle record (MVR). So depending upon your insurance company's rating system it could affect your rates. To find out more about how your insurance company deals with automated tickets speak with your agent. You can also getting rating information from the District of Columbia insurance regulator since that is who your auto insurance carrier must file their rates with.

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