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I live in Delaware and received a speeding ticket for going 41 in a 25. Will I get points on my Delaware license for this and will the insurance company be notified? How many points will Delaware issue?

Yes, if you are convicted of this 16 mph over speeding offense the courts will notify the Delaware Division of Motor Vehicles (DMV) which will then place the speeding violation on your motor vehicle record (MVR) and assign it points.

In Delaware speeding ticket convictions are usually assigned the following amount of points:

  • 1- 9 mph over the posted limit is 2 points
  • 10 -14 mph over the posted limit is 4 points
  • 15-19 mph over the posted limit is 5 points
  • 20 mph or more over the posted limit is 5 points

So if you are convicted of going 41 in a 25 than you would receive 5 points on your DE driving record by the DMV. According to their points schedule and information points are credited at full point value for the first 12 months from the date of violation. After the initial 12 months have expired, the calculated points will be credited at one-half point value for the next 12 months. All actions that the DE DMV may take are based upon total calculated points with­in a 24-month period following the offense.

In Delaware when you have accumulated 8 points the Division of Motor Vehicles sends the driver an advisory letter. If you get 12 points than you must complete a behavior modification/attitudinal-driving course with-in 90 days after notification (unless extended by DMV). Failure to comply or upon preference of the driver, mandatory 2-month suspension will be imposed.

If your points get higher than you will receive a mandatory license suspension and to become eligible for reinstatement, you must complete or have completed a behavior modification/attitudinal-driving course within the previous 2 years. At 14 points it is a 2 month suspension, 16 points is a 4 month suspension, 18 points is an 8 month suspension, 20 points is a 10 month suspension and 22 months is a 12 month suspension.

As for your insurance company, neither the DMV nor the courts contact them regarding your speeding violation conviction however when your insurance carrier next pulls your Delaware driving record they will see the offense and can rate you on it. It will depend upon your insurance company's rating system whether this ticket will affect your premiums or not.

If your rates do go up then click here to get affordable auto insurance rates for the state of Delaware.

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This car insurance answer was last updated 3:10 PM Jul-13.
This helpful tips question was asked 3:08 PM Jul-03-2009.
Audrey requested this car insurance help from CarInsurance.com experts.
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