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I own a vehicle in Orlando, FL which will be used by multiple drivers, most have Mexican driver´s licenses. Will my car insurance be valid for this?

Your insurance may or may not be sufficient for this situation depending what is acceptable to your insurance carrier and they type of policy that you have. If the vehicle is used for business there may be different requirements than if it is a personal policy to be used for private use. Your insurance policy declarations will outline unacceptable drivers and use or you can contact your insurance company directly to ask if they will accept the drivers on your policy.

Generally, personal auto insurance policies will require all regular drivers such as family members and roommates, as well as, students away at school to be listed on the policy in order to be covered. Depending on the insurance carrier, the drivers with a license other than Florida may be required to obtain a Florida Drivers License in order to remain covered on the policy. There are insurance carriers in the state of Florida who do not require a Florida license and will allow the drivers to be covered with a Mexican driver's license.

It was not mentioned if the drivers were permanent residents or visitors. Drivers who are temporary visitors such as family on vacation, may not be required to be listed, again, the best course is to verify with your insurance company to be sure you are staying within the terms of the policy. Failure to disclose household members and or drivers may result in the denial of claims, responsibility on your part for damages or injuries caused by your vehicle, cancellation of your policy and possible fraud charges.

 

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Question Details
This car insurance question was asked on 7/22/2009
This auto insurance answer was last updated on 7/22/2009
Jorge G requested this car insurance solution.
Rated 10 out of 10 based on 1 vote.
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