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Are you required to have motorcycle insurance in PA in order to drive it?

The state of Pennsylvania (PA) does require the same limits of liability insurance to register a motorcycle as a motor vehicle. Here is data from the Pennsylvania Insurance Department website.

What is the minimum required insurance coverage needed to own and operate a vehicle in

Pennsylvania?

The minimum required coverages in

Pennsylvania are:

•Medical Benefits — this pays medical bills for you and others covered on your policy regardless of fault. The minimum limit is $5,000 of coverage. Higher limits are available.

•Bodily Injury Liability — if you injure someone in a car accident, this coverage pays his or her medical and rehabilitation expenses and any damages for which you are found liable. You must buy coverage of at least $15,000/$30,000. The $15,000 pays for injuries to one person while the $30,000 represents the total available for one accident.

•Property Damage Liability — if you damage someone’s property in an accident and you are at fault, this coverage pays for it. You must buy at least $5,000 of coverage.

 

Owners of motorcycles are required to sign and acknowledgement of Financial Responsibility Statement and provide the insurance information including the name of the insurance carrier providing coverage, the policy number , the effective sate and the expiration date of the insurance policy.

 

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This car insurance question was asked on 7/30/2009
This auto insurance answer was last updated on 8/3/2009
Rose requested this car insurance solution.
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