Yes, broad form insurance is legal in Colorado. As the Division of the Insurance, a part of the CO Department of Regulatory Agencies (DORA), notes a broad form insurance policy is one that has coverage for numerous perils.

Typically in most states, including Colorado, insurers refer to a broad form policy to describe a Comprehensive General Liability Insurance policy which, through the policy language or through one or more endorsements to the policy, provides a wide range of coverage that can be tailored to suit the specific needs of the insured. And then a broad form insurance policy is noted as providing protection to the policyholder with a General Liability insurance policy against all Liability exposure except that which is specifically excluded from coverage under the policy.

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