Yes, you should inform your auto insurance company about your marriage, your spouse and your new address if you have moved since getting married.

Most insurance companies' polices require the policy holder to notify them of any licensed driver in your household. So you need to notify your insurance company of your spouse and marital status so that they do not find out later and believe you to have misrepresented facts, such as the number of licensed drivers in your residence.

According to the New York State Insurance Department, an insurer is permitted to consider all resident operators of an insured vehicle in rating of an auto insurance policy. This includes your a spouse or child, even if he or she has only a learner's permit.

Insurance companies in NYS are permitted to use classifications that reflect a possible exposure for liability on the part of the insurer, in the event that bodily injury or property damage occurs due to that person's operation of your vehicle.

The NYS Insurance Department notes that you should notify your insurer of any changes while the policy is in force, such as a change of your address or the addition or deletion of a vehicle or driver. An insurer, by law, must revise your premium if it discovers certain information (e.g., that your vehicle is used for purposes other than those listed on your application, other persons operating your vehicle, or surchargeable accidents or convictions) that affect the rating exposures and/or characteristics.

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