Yes, if this speeding ticket goes on your Oregon driving record it could affect your auto insurance rates. Depending upon your insurer's rating system a conviction for a speeding offense may be enough to take away any safe driver discount and thus your rates would rise.

Another option besides just pleading guilty and paying the speeding citation, and thus having it put on your driving record for your insurance provider to see, is requesting a diversion which is basically taking traffic school to get the ticket dismissed.

It appears that in Oregon the eligibility requirements for traffic school differ by county. For example Douglas County Oregon does not use or offer traffic school for traffic violations at this time. While in Josephine County Oregon you can quality for traffic school if all of the following apply:

• If you have not received a citation within the last three years.
• If you have not attended traffic school in the last three years.
• If an accident was not involved.
• If the citation was not issued in a highway work zone or a school zone.

If this is your first speeding ticket than likely you will be eligible for traffic school if the county your received your ticket in allows this as a way to dismiss your ticket. Call the court listed on your speeding citation to find out if traffic school is an option for you.

If you are unable to get the ticket dismissed, you can ask your insurance agent for information on how this type of minor traffic violation would affect your rates. If your rates go u, due to this ticket, or if you just want to shop around for lower rates than click here for free auto insurance quotes for the state of Oregon.