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How long does an at fault accident affect your driving record in Maryland?

Generally in Maryland violations and accidents as well as points associated with them will remain on your driving record for three (3) years.

Points and traffic violations remain on MD your driver record until they are officially expunged by the Maryland Motor Vehicle Administration (MVA) after 3 years. Certain criteria must be met for the automatic expungement of points; if this criterion is not met you can request manual expungement, after 3 years from the date of the violation.

Expungement in Maryland refers to the removal of points and violations from a driver record that were placed there after the driver was convicted of violating certain laws, if the customer meets certain conditions as stated in Maryland law.

The MVA will automatically expunge your driver record 3 years after your conviction, if the following criteria are met:

  • You have not been convicted of another moving violation or criminal offense involving a motor vehicle during the previous 3 years; and,
  • Your driver's license has never been suspended or revoked; and,
  • You have never been convicted of, or been granted probation before judgment (PBJ) for
    • Failing to remain at the scene of an accident resulting in bodily injury or death; or,
    • Driving while intoxicated, driving under the influence, or driving impaired; or,
    • A violation that is identical to or substantially similar to those listed above.

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If you do not meet the criteria for automatic expungement shown above, you may still be able to request manual expungement under certain circumstances. Your eligibility for manual expungement depends upon the offense for which you were convicted and the length of time since your last conviction.

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Points and violations on your driving record are considered public information, and thus can be pulled up by an automobile insurance company, employer or other public entity, for 3 years from the violation date. However, after 2 years from the violation date, the points are no longer considered "current" by the MVA and thus not counted as part of your accumulated points total.

So if an at-fault accident is recorded on your Maryland motor vehicle record (MVR) than it would typically affect you for 3 years and then you could ask for it to be expunged from your record.

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This car insurance answer was last updated 11:30 AM Dec-11.
This question was asked 10:26 AM December-2-2009.
VG requested this car insurance help from CarInsurance.com experts.
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