Your home state of Delaware and the state of North Carolina both take part in the Drivers License Compact (DLC). The DLC requires member states to report tickets received by motorist to the state where they received a license to drive. So Delaware will be notified of the speeding ticket in NC if you plead guilty and pay the ticket.

The DE Division of Motor Vehicles states that they include on your DE driving record all convictions, even those committed in other states. When the Delaware DMV does receive in information from out of state they place the violation on your record and assign it points.

In Delaware 1 to 9 mph over the posted limit is 2 points, 10 to 14 mph over is 4 points, 15 to 19 mph over is 5 points and 20 or more mph over the speed limit is 5 points plus may result in additional actions including suspension.

The points on your license do not typically affect your rates; it is the violation listed that will. Insurance companies in Delaware have their own rating systems so you will need to find out from your insurance agent if this one traffic violation will affect your rates. If it does, see if taking a DE Insurance Commissioner approved defense driving course can still earn you a discount.

The Insurance Commissioner site states that taking a defensive driving course can earn you a 10 percent discount of your auto insurance premium for 3 years and if you take a refresher course towards the end of the 3 year period your discount can be boosted to 15 percent.

If your rates go up due to the North Carolina speeding ticket than come comparison shopping at CarInsurance.com for discount auto insurance.