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Q

Does Valdosta, Georgia insurance have free windshield replacement like Florida does?


A

No, Valdosta, Georgia auto insurance does not have free windshield replacement like Florida does.

There are only a few states in the US that waive the deductible for windshield replacements or repairs as a part of comprehensive coverage. The states of Florida, Kentucky, Massachusetts and South Carolina waive the deductible and thus are referred to by some as zero deductible states with regards to windshield claims. Thus without needing to pay a deductible you can call this a "free" windshield replacement.

In these states your insurance company is required by law to repair or replace your windshield with no deductible charged—as long as you have Comprehensive insurance on your vehicle

Broken windshields and other glass repairs or replacements are covered under the Comprehensive coverage portion of an auto insurance policy. Comprehensive coverage provides coverage for physical damage to your vehicle caused not by a collision with an object or another vehicle, but by a variety of other specific perils.

The state of Georgia does not have a law or statute like Florida does that requires the Comprehensive deductible to be waived for a windshield repair or replacement. While it is not required by the state of Georgia, so wouldn't be required in Valdosta, GA, for the deductible to be waived if your windshield needs replaced you may ask your insurance company if their internal guidelines allow for the deductible to be waived.

Many CarInsurance.com companies offer a Full Glass or 0 Glass Deductible option that is available instead of selecting a deductible when the windshield is broken or damaged. Get started with a low cost car insurance quote here with CarInsurance.com.


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