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Q

What does "Fleet Vehicle" mean?


A

A basic definition of a fleet vehicle is a motor vehicle that a company owns or leases that is used in the normal operations of a company. Vehicles which are used in the normal operation of a company, but are owned by company employees are not fleet vehicles.

Fleet vehicles are groups of motor vehicles owned or leased by a business or government agency, rather than by an individual or family. Typical examples are vehicles operated by car rental companies, taxicab companies, public utilities, public bus companies, and police departments or other government car.

The definition for fleet varies by state and by insurance companies. The number of vehicles owned by the business to be considered a fleet may vary. If your state does not have its own definition that governs insurers then each insurer in your may have different guidelines to determine how many cars are required to make a fleet.

The New York State Insurance Department notes that a fleet is five or more motor vehicles of any type. In Arizona the AZ Department of Transportation says that a vehicle owner may register some or all of their vehicles under one permanent fleet registration account. The AZ DOT states that fleet registration is available for anyone owning two or more vehicles.

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The Ontario Financial Services Commission defines a fleet as a group of at least five vehicles that are under common ownership or management and that are used for business, commercial or public purposes.

You can check with your state's Department of Motor Vehicles and Insurance Regulator to see if your state has definitions for fleet vehicles for registration and insurance purposes.

If you are in need of commercial auto insurance for a fleet of vehicles you can get started here with CarInsurance's trusted partners.


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