Car insurance companies do not have a set age limit when one must take children off of the parents' policy. Children, like any other risk need to be listed on a policy if they are driving the vehicle or a household member. For car insurance, if a child lives with their parents and drive their car(s), then they are eligible to stay listed on the parents' car insurance policy. However, when a child moves out of your residence than he or she will need to obtain their own auto insurance policy. Some insurers will cover your child when they are away at college with your vehicles while others will not if the vehicle is a number of miles away from your resident or out of state. If your child moves away after school or gets married and leaves your household to live with their spouse then he or she will have to get their own insurance at that point.
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[Let CarInsurance.com help you find affordable auto insurance now.] No matter if your child is 16, 21 or 40 if they are a licensed household member and drive your vehicles they normally can be listed on your auto insurance. There is no auto insurance industry standard that says children living in your household must come off your policy if they are driving your vehicle. With CarInsurance.com you can get the free auto insurance quotes for you and any household members and then buy online. | 
