Points that have been placed on your Indian driving record for moving traffic violations stay active on your motor vehicle record (MVR) for a period of two years from the conviction date of the citation. While points are no longer counted after a period of 2 years the violations that they are associated with remain on the MVR since the state of Indiana continues to track your traffic violations after that 2 year points period.
In Indiana the Bureau of Motor Vehicles (BMV) continues to look at your driving record and if they find that you have committed repeat traffic offenses over a 10 year period, then they will classify you as a habitual traffic violator. The Habitual Traffic Violator law for repeat offenders provides for license suspensions of 5 years, 10 years, or life.
Back to the points that are handed out in Indiana, they are in accordance with Indiana law which calls for the IN BMV to assess a point value for each conviction of a moving violation. The point value that is assigned to the moving violation relates to the seriousness of the offense in posing a risk to traffic safety. Point values for offenses range from two (2) to eight (8) points, depending on the type of violation you are convicted of committing.
Drivers in Indiana who accumulate eighteen (18) or more active points during a two-year period will be notified by the BMV and required to attend an administrative hearing conducted at the BMV. At the hearing, the presiding officer will make a determination whether to place the driver on probation; suspend the person's driving privileges for 30 days to one year; or impose additional requirements beyond the order of probation or suspension such as requiring attendance at a BMV approved Driver Safety Program.
Any person who, within a 12 month period, is convicted of two or more traffic offenses that result in convictions will be required by the BMV to attend a BMV approved driver safety program.
The BMV also notes that the driving privileges of a person who is ordered by a court to complete a BMV approved driver improvement program or who is required to complete the program because of committing, within a 12 month period, two or more traffic offenses which result in convictions, will be suspended if he or she does not complete the program in the time required by the BMV.
Though in the state of Indiana points drop off after two years from the conviction date of a traffic ticket you receive, the violation remains on your driving record and thus your car insurance company can see and rate on the actual traffic offense for longer than 2 years. Typically an auto insurance company will rate on a violation for 3, 5 or even 7 years. If you have violations on your Indiana MVR you can ask your car insurance agent how long they will rate you on these offenses.