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Q

In Missouri what is the minimum age that it is legal to purchase and title a car?


A

The Missouri Department of Revenue informed us that there is not a minimum age limit to buy, title or register a vehicle in MO.

This state agency went on to say that while state laws do not say at what age you can purchase a car, the legal age at which a person becomes competent to contract in Missouri is 18 years.

Even though a person does not have to be 18 years of age to own a vehicle, a contract to purchase a vehicle signed by anyone younger than 18 is voidable. As a minor, a teen can release themselves from the sales contract, return the vehicle, and recover the vehicle purchase price paid, even though the vehicle has been used and deteriorated in value. For this reason most dealerships or private parties selling a vehicle to someone that is not yet 18 will require a parent or guardian to sign on the contract along with the minor.

If you are under the age of 18 and trying to get your own car insurance policy, you will normally run into the same problem since the auto insurance policy is also a contract. When purchasing your policy the car insurance company will want an adult to sign on the policy with you, a minor. If you want a car insurance policy under your own name as a teen be prepared to have a parent or guardian sign on the policy with you.

At CarInsurance.com we offer tips and information for teenagers so you can become familiar with what type of car insurance you will need. When you are ready you can also use our site to get started with free auto insurance quotes whether you are a teen buying their first car or a parent that wants to shop for better rates now that their child is being added to their policy as a licensed driver.



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