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QuestionInsurance Question  I've just been in an accident. How will the insurer issue the check to repair my car?

AnswerAuto Insurance Answer

It depends on whether or not you are in a first-party or third-party claim situation.

In a first-party situation, when the claim is being paid by your insurer, the check will likely be made out to you and the body shop.

In a third-party situation, when the claim is being paid by the other driver's insurer, it's likely that the check will be made payable to you alone.

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