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QuestionInsurance Question  While pulling into my garage, I misjudged the garage opening and hit the passenger side front-end of the car. I have both collision and comprehensive coverage, will either of these options cover the repairs to my vehicle?

AnswerAuto Insurance Answer

Yes, this should be covered under your collision coverage.

Collision CoverageCovers damage to your car when your car hits, or is hit by, another vehicle, or other object. Pays to fix your vehicle less the deductible you choose. Coverage is limited to the terms and conditions contained in the policy.

Read more about your coverage on our Auto Insurance Coverage Definition page.

Comment Update: Typically, one claim should not cause your insurance costs to increase. Most companies have a claim threshold that must be paid by them before raising your rate. Minor damages usually fall below the threshold, unless it is high value vehicle that costs a lot to fix minor damages. If it is one of many claims or violations then you can expect your rate to increase.

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