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Question While driving someone else's car, my friend, who was driving my car, rear ended the car I was driving. My car was totaled. Whose insurance should pay for my car? My friend was issued the warning and the other person's car was covered by my insurance.

Answer

Your insurance would also cover your car if your policy provides physical damage coverage. If you have liability coverage only then there would be no coverage for any damage to your vehicle provided by your own insurance policy.

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