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QuestionInsurance Question  What do I do after an auto accident?

AnswerAuto Insurance Answer

First, check to see if anyone needs medical attention. Next, call the police. They will tell you whether you should move the autos, and whether an officer will come take statements from those involved. If a police officer questions you, be factual. If law enforcement is not involved, exchange names, addresses, phone numbers and insurance company names with each driver. If possible, take pictures of all vehicles involved in the accident, to prevent the other parties from claiming damage to a vehicle that was not related to the accident. Try also to get contact information for any witnesses. Contact your insurance company or insurance agent as soon as possible to learn about conditions or procedures you need to follow. Continue to follow up on the police report by asking for a copy for you records. Remember, just because you inform your insurer of an accident doesn't mean you're making a claim.

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