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QuestionInsurance Question  If someone else drives your vehicle and gets in a car accident is it covered on your insurance?What if they find out at the time of the accident their license has been suspended? Is it still covered?

AnswerAuto Insurance Answer

Most insurance policies will cover any other person using your insured car with your express or implied permission to do so unless a specific exclusion applies. You should check with your company to see if any such exclusion applies. If not, then your friend would be covered for this loss under your policy. Your friend should also be covered if their license was suspended; however, other consequences may apply. The laws regarding driving with a suspended license vary from state to state.

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