The collision deductible waiver pays your collision deductible if your insured car is involved in an accident in which an uninsured motorist is held legally responsible. You have to buy the collision deductible waiver in conjunction with your collision coverage. It is not available in all states and not all insurance companies offer it.
If you have this coverage then a licensed claims adjuster would determine if you are eligible to receive benefits from your policy.If you need auto insurance Seattle Washington or any other city or state you can get a quote here.