Email this resource: Someone insured in Virginia, tort state, has an accident?

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Question Someone insured in Virginia, tort state, has an accident caused by another in Pennsylvania, a no fault state. The negligent driver also lives in Pennsylvania. Who's insurance will pay damages, such as medical bills, pain and suffering for back injuries, since Virginia is not a no fault state? If VA driver was to sue for pain and suffering this would have to be filed in PA court?

Answer

Since the accident occurred in Pennsylvania, the laws of governing that state will apply. You should notify the other party's insurance company of this loss as soon as possible. A licensed claims adjuster will determine what coverages apply. You always have the option of seeking legal counsel.

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