Insurance companies want you to list all of the household members who will be driving your vehicles. Insurance companies also want you to list as drivers on your policy those individuals who do not live with you but will be driving your vehicles on any kind of regular or frequent basis. If they do not reside in your household and they occasionally drive your vehicles, you may not have to add them to your insurance policy. You will need to contact your insurance company or agent to determine your insurance needs.

If adding your children to your policy makes your premiums rise, click here to get online automobile insurance rates and quotes.