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QuestionInsurance Question  Recently, my husband was involved in an accident by trying to avoid hitting a deer, totaling out the insured truck. In addition, he was pulling a trailer and a car (not insured). The car on the trailer, the trailer, and a few expensive pieces of equipment that were on the trailer are also a total loss. What will my full coverage insurance pay?

AnswerAuto Insurance Answer

Your 'comprehensive' coverage will cover the trailer only if your declarations page lists it as covered, or if you acquired it during the policy period and reported it to your insurance company within thirty days of its purchase. I do not believe the car on the trailer nor the few expensive pieces of equipment that were on the trailer will be covered. Depending on what exactly were the few expensive pieces of equipment, your homeowner's insurance policy or renter's insurance policy may be able to offer some coverage.

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