The parents should be able to get a quote as to how much it will cost to add a driver with a learner's permit to their insurance policy. Depending on the circumstances, the additional driver may have a certain time to obtain a regular driver's license. Also, if the parents add this additional driver to their policy, their rates may increase. However, there are insurance companies that will add a driver with a learner's permit and not increase the policy's premiums.
Remember, you can click here to get a quote for car insurance Brown County (or any other county in the United States) to compare your rates.