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QuestionInsurance Question  I was hit by a hit and run driver (semi-truck) and have been paid by my insurance for totaling the car. Can I collect from my uninsured/underinsured policy for the cost of the new $21000 car I had to buy? ($100000/300000 limits)

AnswerAuto Insurance Answer

No, uninsured motorist will not pay for your car. It is for excess medical to you and people in your car. You can only use your comprehensive and/or collision coverage to repair/replace your car up to the value of that vehicle at the time of a loss.

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