Until your daughter finishes paying for the car, it belongs to the finance company. Her finance company is probably requesting she carry comprehensive and collision coverages for the vehicle.

These coverages will help cover the vehicle up to its actual cash value - so they can recoup the value of the vehicle if it is a 'total loss' in an accident. If she does not carry comprehensive and collision coverages, they can force her to carry their comprehensive and collision coverages (to protect their investment) at much increased rates. They can also repossess the vehicle which will impact your daughter's credit negatively.

Remember, she can click here to get a Maryland auto-insurance-quote to compare her rates. You can contact our knowledgeable agents (producers as they say in insurance business) toll free at 1-800-964-4859.