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QuestionInsurance Question  We are looking at a vehicle in California that has a "salvage" title due to its previous damage. The photos make it look like it is in pristine condition. And, it has low mileage. Our main residence is in Texas; however, we also have a second home in Colorado. Is this type of vehicle insurable in Texas?

AnswerAuto Insurance Answer

It is very difficult to insure a 'salvaged' vehicle. Regardless of its new condition or its mileage, insurance companies shy away from insuring these types of vehicles. This is due to its prior accident history and the security it may not be able to provide in the future. Texas has a company that helps provide insurance to extremely high risk drivers and extremely high risk situations. The name of the insurance company is 'Texas Automobile Insurance Plan Association.' You can reach them at 1-800-580-8247.

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