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QuestionInsurance Question  It's been three months since my 21-year-old son has moved out of my home to live over at the apartment of his friend's parents (even though he has not changed the address on his driver's license). He currently drives their car. He is going to purchase a car and wants me to insure it in my name. I would be greatly appreciate any information you can provide to me for this situation.

AnswerAuto Insurance Answer

There are insurance companies that will allow you to insure vehicles that belong to other people. Esurance is one insurance company that will allow you to insure a vehicle even if you have no 'insurable interest' in it. However, I do not know of any insurance companies that will allow you to insure vehicles from more than one household. If he and his vehicle are going to reside elsewhere, chances are your insurance company will not cover the vehicle. He will need to get his own insurance for his vehicle. In the meantime, if he is going to drive the vehicles of his friend's parents while he is residing with them, chances are they will need to list him as a driver on their insurance policy - or they are running the risk of their insurance company denying a claim if he is involved in an accident.

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