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QuestionInsurance Question  What is the penalty for not having auto insurance in the state of Tennessee?

AnswerAuto Insurance Answer

As of September 2005, the minimum limits of liability required in Tennessee are 25/50/10.

According the Tennessee Department of Safety:

A conviction for failure to provide evidence of financial responsibility will be a Class C misdemeanor punishable only by a fine of not more than one hundred dollars ($100.00). Also, once the State is notified of a conviction, the violator's drivers license will be suspended.

You can pay your reinstatement fees (typically $20) and reinstate your license online at Tennessee's government website.

Fines and costs for tickets must be paid to the court in the city, or county where issued. If you have a Tennessee driver license and are paying these fees late, then the court may have already notified our department to suspend your driving privileges for failure to pay or appear in court on the violation. In addition to paying the fines and costs, a reinstatement fee may be owed to our department. If you have a driver license issued from another state, and have received a notice of proposed suspension from your state's driver license office, you should contact the licensing authorities in your home state. Failure to pay fines and costs or failure to appear in court on minor violations issued in Tennessee is automatically sent from the courts to the state issuing the driver license. Our department would not have the information.

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