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QuestionInsurance Question  My daughter was convicted of a DUI and her license was suspended for 3 months. In order to get her license reinstated, she had to pay for SR22 insurance which she did through an insurance company. My daughter already is covered on our insurance policy, because the car she is driving really belongs to my husband and her. There is full coverage on this car because it is being financed. Should we be getting the SR22 insurance through our current insurance or separately through this other carrie

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Her state should only require one insurance company filing for her SR22. In general, it does not matter if the SR22 comes from your insurance company or another insurance company. Now, you and your daughter may want to discuss this situation with your insurance company and her insurance company to figure out which company best suits the insurance needs. If she does transfer her SR22 to your policy, she will need to make sure there is no lapse in its coverage. Also, your daughter will want to talk to her state's Department of Motor Vehicles to make sure they will approve the transferral of her SR22 to your policy. (In general, they will permit the SR22 transfer as long as there is no lapse in its coverage.)

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