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QuestionInsurance Question  What happens if I cancel the last three months of my SR 22 insurance policy in the state of Texas. if i do not get pulled over or in an accident, am i in the clear after the 3 month period.

AnswerAuto Insurance Answer

Texas statute TRC CH. 601.340 provides a Safety Responsibility Law or Evidence of Financial Responsibility Law, for individuals whose driver license or privilege has been suspended or revoked.

In order to reinstate driving privileges, individuals are required to file and maintain insurance in the form of an SR-22, original pink copy, with the Department. SR-22 insurance is mandatory for a period of two (2) years from date of conviction.

A reinstatement fee is also required with the SR-22. Within the two-year time frame, if the Department receives notice from the insurance company that insurance coverage has been canceled, suspension action will be taken.

For more information you may contact your local state regulator here.

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