It is possible to get a policy with a learner's permit with certain companies.

Typically, you will either need an drivers license or be able to get one within 30-45 days. Depending on your age, the insurance company will probably make you acquire a regular driver's license within thirty days of your policy's inception date. Also, if you only have a learner's permit, the insurance company may require you take out the policy with a driver on it who has a regular operator's license.

If your parents already have a policy, you should see if you can be added to their policy for coverage.

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