Email this resource: While living in NC my wife hit a food cooler that was le?

Get Direct Auto Insurance

> ZIP code: Quote & Compare

CarInsurance.com Navigation

Car Insurance Rates

Car Insurance Headlines

Partners & Affiliations

Privacy & Security

About Us

Site Map

Get Free Quotes Now

Zip Code:

Save With CarInsurance.com!

Learning Center Auto Insurance Questions & Answers

Questions & Answers Professional Answers

Professional Answer

Search our Answers Ask a Question

Use the form below to email this article to a recipient that may find this article helpful or click on the question to find many more related answers to your questions.

Question While living in NC my wife hit a food cooler that was left in the middle of the highway. She had no way of avoiding it and it damaged our car in the amount of 1200.00 dollars. We were told by Geico that it would not affect our insurance because it was under the state limit and points to our insurance would not be administered. With that advice we submitted a claim. About 6 to 8 months later we relocated to Chicago Illnois and notified Geico of our move. They then raised our premium because the IL limits were lower than NC and they say they can transfer the amount of the claim form NC to IL which raised our ins. premiums. Is this permitted? I find it hard to believe they can do this and agrued with them but they refused to budge. Any advice?

Answer

You insurance company is correct that different states have different limits. To find out about the Illinois state insurance limits contact the state's insurance regulator. This department should be able to explain your rights as a consumer.

If you choose to change insurance companies please try out our website to get an Illinois car insurance quote.

Your Name:
Your Email:
Send To This Email:
Your Comments: