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QuestionInsurance Question  I let my boyfriend borrow my car and some hit a parked car and rammed it into my car which was also parked. I know who did it but I need the know the steps in getting this handled.

AnswerAuto Insurance Answer

I believe you are saying that your boyfriend borrowed your vehicle and where he parked the car it was damaged by a vehicle that rammed into other parked cars. You are lucky to know who caused this and is at-fault. If you have not already contacted the police to report the incident I would do that first. Even if it has been a few days most law enforcement agents will come out and write up a report.

You also should speak with the at-fault person and get their information - especially name, phone number, address and insurance information. Then contact their insurance company to submit a claim. If the person did not have insurance you can either go after them personally or if you have collison coverage you can submit a claim through your car insurance.

Seven Steps to Filing Your Insurance Claim is an article you will find helpful.

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