It will likely be up to your insurance company to decide. Each insurance company differs on their guidelines. It might be that your insurance was not enforce because of you not having a valid license or your insurance might have a clause for a allowing insurance to remain enforce even if you have an expired license.

If you paid for the coverage, had no cancellations on your insurance policy (for having an expired license) and there are no exclusions declared in the policy then you should be able to get the claim paid. It is ultimately up to the insurance company (and the policy declarations) and then up to you if you agree with their decision.

Contact your insurance company to find out if you are covered for your claim.Having an expired license is likely to be a Factor That Affects Your Car Insurance Premium.