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QuestionInsurance Question  I'm from Pennsylvania and I did not have auto insurance in North Carolina. What could be the penalty?

AnswerAuto Insurance Answer

It sounds like you are licensed in Pennsylvania but that you were stopped and ticketed in North Carolina for driving without insurance. In North Carolina driving without insurance is a 3 point infraction and can cause you to lose your license plate.

Since you are not a resident of NC the penalty could be different, such as a fine and future proof of liability insurance. To find out the specific penalties contact the entity listed on your citation or the NC Department of Transportation (DOT).

As for back in Pennsylvania, since both states are part of the Drive License Compact (DLC) they usually report to each others department of motor vehicles tickets received. In PA a lapse in insurance results in the suspension of your vehicle's registration for 30 days. If it is also determined that you operated your vehicle while uninsured your driver's license will also be suspended for 30 days.

To reinstate your license, if the above penalties are what the Pennsylvania will invoke for finding you driving your PA vehicle in NC without insurance, you will have to pay a $50 restoration fee and show proof of insurance.

It is important to be properly insured when driving. You can start a car insurance quote online right now.

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