Drivers in Tennessee are not required by law to have liability insurance in order to register a vehicle or obtain a drivers license; however, all drivers are subject to the state's Financial Responsibility Law. This Financial Responsibility law is from 1977 and requires a driver to provide evidence of complying with the law by either documentation of an insurance car, binder or declaration page of a policy from an insurance company that is authorized to do business in TN.

If the driver does not show proof of insurance they can show a certificate from the Department of Safety noting that a cash deposit or bond has been posted in the amount required of them. Or the driver must show evidence that they are qualified as a self-insurer. Most people comply with the Financial Responsibility Law of 1977 by purchasing an insurance policy to the liability limits of 25/50/10 set by the state.

You can get more information on this subject at tennessee.gov. If you are in need of Tennessee insurance you can get an affordable car insurance quote starting now.