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QuestionInsurance Question  I have Israeli and International Driving Permit, I want to buy car in NY or NJ and move to Canada, What do I need to have insurance on car and how could I do it?

AnswerAuto Insurance Answer

With your Israeli and International Driving Permit (IDP) you are permitted to drive in the United States as you know. Some insurance companies in the US will allow you to get car insurance on a vehicle with your IDP but then typically will want you to receive a US license within a short period of time, usually 30 days, or the policy will cancel.

If you are buying a car in New Jersey or New York you will likely need to get insurance on the car in the state in which you purchase it, if you are going to register it there before driving it to Canada. If that is the case, you will need go to the NJ Motor Vehicle Commission or New York State DMV.

When you move to Canada you will need to be subjected to Canadian import laws which vary depending on the vehicle's age and country of origin. You will need to understand import regulations governed by the Canada Customs and Revenue Agency and Transport Canada (www.tc.gc.ca). There are also provincial taxes, vehicle licensing and emission testing to be taken care of.

Canada's Register of Imported Vehicles (www.riv.ca) program ensures that vehicles meet Canadian safety requirements. When you have satisfied all the import requirements you will receive a Vehicle Import Form. Insurance in Canada varies by providence or territory but information from the Insurance Bureau of Canada (www.ibc.ca) should help you determine what you need and how to obtain it.

You can shop for auto insurance for either the US or Canada starting here.

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