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QuestionInsurance Question  I will be spending about 6 of the next 12 months in Florida. Rather than renting a car I am thinking of buying an SUV. Can I obtain auto insurance as non-resident of the US? Will it be expensive or difficult to do? I am 50 years old with a clean license.

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It can be difficult to obtain insurance without having a US state driver's license. This should not be much of an issue; the Florida of Highway Safety and Motor Services gives information on how a non-United States citizen can obtain a Florida license. Florida then requires any part-time or seasonal resident living in FL for 90 days or more during the year to obtain a Florida personal injury (PIP) and property damage liability (PDL) auto insurance.

For the months that you are not in Florida you must continue to maintain insurance on your vehicle or surrender your Florida tag and registration at the nearest driver license or tag office. If you choose to do this, when you next return to Florida you can register the vehicle after you have obtained proof of FL insurance once again.

The companies that we work with generally give you 30 days to exchange your foreign driver's license for a US license. So when you are in Florida and have started the process to obtain your Florida driver's license contact us so that we can give you an accurate SUV insurance quote.

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